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Fintech & Customer LoyaltyCase study

RewardMe

Automated cashback and rewards app that credits users when shopping at partner retail merchants using linked payment cards.

FintechMobile appCard-linked rewardsCashback

Client

RewardMe Financial

Industry

Fintech & Customer Loyalty

Engagement

Card-linked mobile app

Category

Fintech

$4.2M

User cashback paid

8,500+

Partner merchants

650K

Linked cards

Overview

The project
in context.

RewardMe automatically rewards everyday shopping without requiring manual receipts or barcode scanning. StartxLabs built the mobile application and secure card-linking integration that matches credit and debit card transactions against partner merchant offers to instantly deposit cashback into user accounts.

Frictionless card-linked rewardsPCI complianceAutomated cashback
RewardMe product visual

The challenge

What was
blocking progress.

Legacy loyalty programs forced shoppers to carry plastic membership cards or upload receipts manually, leading to low retention and forgotten rewards.

01

Card transaction matching required low-latency webhooks from card networks

02

PCI-DSS security compliance was strictly mandatory for handling tokenized payment data

03

Users needed instant notification when cashback was earned at a merchant

04

Merchant partners required an analytics dashboard to track return on ad spend

Our solution

How we
approached it.

We engineered a zero-friction card-linked cashback mobile application with automated reward triggers and instant payout options.

01

Designed sleek mobile wallet interface showing accumulated earnings and active offers

02

Implemented secure PCI-compliant card-linking via encrypted tokenization

03

Built real-time transaction matching engine triggering instant cashback notifications

04

Added flexible redemption paths including bank transfer, crypto, and gift cards

Delivery process

From discovery
to durable outcomes.

01 · Security

Fintech compliance setup

Established PCI-compliant tokenized architecture for handling payment card links.

02 · App Build

Mobile wallet design

Designed user-friendly wallet interface highlighting partner merchant cashback percentages.

03 · Match

Transaction engine

Built automated matching engine processing real-time card clearing webhooks.

04 · Scale

Merchant onboarding

Connected national retail brands and coffee chains to the reward network.

Product gallery

Screens and surfaces
from the build.

Selected visuals from RewardMe - product UI, mobile flows, and delivery artifacts from the engagement.

Scope of work

What we owned.

Fintech mobile app

Card-linking security

Transaction engine

Merchant portal

Key deliverables

RewardMe iOS & Android wallet app

PCI-compliant card tokenization bridge

Real-time offer matching engine

Merchant campaign dashboard

Capabilities & stack

FlutterNode.jsRedisCard Network APIsFintech SecurityFintechMobile appCard-linked rewardsCashback

Impact

What changed
after launch.

Outcomes from the RewardMe engagement - measured in how teams operated, how the product matured, and what became possible next.

01

Over $4.2M in cashback automatically distributed to app users

02

Surpassed 650,000 securely linked payment cards

03

Partnered with 8,500+ retail merchants across dining, fashion, and travel

04

Achieved 4.8-star user rating for frictionless automatic rewards

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